My insurance company maintains my high self-esteem without even breaking a sweat and proves itself most considerate and helpful over and over again. Not so long ago they came up with the brilliant notion that in the near future while showering I will somehow fall asleep in drunken stupor right on the top of floor drain in bathroom and tuck pipes with my flabby ass inducing housewide flood. Turns out for the guys at my age and marital status such outcome not only hypothetically possible but actually very probable and maybe even almost certain. I may stop worrying about this particular scenario for the low price of just a little bit over ten euros a year. Something to consider I guess.